You Became A Nurse to:

• Help and care for others!
• Enjoy a quality work-life balance!
• Pursue your goals and dreams!
• Make "good money!"
  

Do You Wonder Where This "Good Money" goes?

You work too hard to lose thousands to costly financial mistakes. This course shows nurses how to build REAL Wealth for REAL Self-Care.  I'll teach you everything you need to craft a financial plan to align your money with your dreams and become work-optional. You deserve to be an Enriched Nurse.  

Don't Just Take My Word For It...

"The in-depth and multidimensional nature of this course encompasses all the necessary knowledge that might otherwise take an entire lifetime to figure out. I have faith that the few hours I'm putting into this course now will pay huge dividends for years to come! Thank you for this offering!"

~ Delaney, BSN RN

"When you were talking about strategic ways to maximize pay, you were throwing out GOLD! I ran the numbers for how much you'd make in different scenarios and it BLEW MY MIND!"

~Abby, RN

Nurses work too much...

• Did you become a nurse to be overstressed, overweight, lack sleep, and worry about staffing? According to ANA, that's the majority of nurses!

• Did you become a nurse to help others while living well and feeling secure?

• Why are so many nurses struggling with their health and finances? Why does the largest block of healthcare workers seem to have so little say in healthcare?

• Why do so many nurses say they want to leave the profession?

• While there are multiple initiatives to address nurse physical, emotional, and mental health, financial health impacts them all and effective financial education is lacking.

• Nursing Economic$ Journal says: "A pervasive lack of financial literacy (knowledge and skills to make informed financial decisions including debt, investments, budgeting, etc.) is a problem in the nursing profession."

• According to Fidelity 1 in 4 nurses have financial stress, 61% feel overwhelmed by their lack of emergency savings and 46% worry about their debt. The average retirement balance for nurses is only $90k and the average student loan debt is $40k-$55K.

• Even CNOs admit their weakest area is finance!

You don't need to be a CEO, CFO, CNO, expert, trust funder, or doctor to figure this out, but you CAN be wealthier than them all...

You can be financially literate and achieve financial wellbeing

Nurses can live well now, while saving for our future AND providing value to the world around us.

Enrich your personal finances, nursing career, and life with a course designed by nurses for nurses.

Personal Finance Knowledge

• Homeowner
• $200k+ debt eliminated. Mortgage only debt by choice.
• Credit Score >800 over 10 years
• Stock & Bond Investor 15+years
• Real Estate Investor 20+ years
• Saving & Investing $40k-$50k/yr or more for 10+ years.
• Self-manage accounting, taxes, and investments.
• Negotiator for multiple union contracts
• Extensive board experience, including Treasurer and Chair
• Cash buyer of major purchases like BSN, vehicles, boats, and RVs.

My wife has also been a nurse since 2009. We've done all this while travelling extensively and giving all of our hobbies their due, raising two small children, and mostly working part-time or less as nurses. We have no desire to leave the field and enjoy our work. 

Who Should Take This Course?

Any nurse who wants financial security without putting it off any longer...

1. Nurses who want to use employer funds and hours to address their finances with CE to maintain their license and certifications.
2. Nurses who want to break free of the paycheck to paycheck cycle.
3. Nurse who want to break free from debt and boost their cash flow.
4. Nurses who are ready to put in the time to gather and learn to analyze their financial info to make a plan and automate their path to wealth and financial well-being.
5. Nurses who want to eliminate stress and financial barriers to providing patient care.
6. Nurses who want to learn to invest and optimize their investments while reducing their tax liability.
7. Nurses who want to end a lifestyle that keeps them burned out and working under poor conditions.
8. Nurses who want to maximize employer benefits.
9. Nurses who don't want to waste time and energy trying to figure all this out from random sources and experts who don't understand nurses.
10. Nurses who want one course for accountability with actionable insight and education to achieve financial well-being once and for all.
    

COURSE BROCHURE & DISCLOSURES:  

Financial Well-Being for Nurses: How to become financially literate and create a comprehensive financial plan to achieve financial well-being.

Nursing Contact Hours:

Participants can earn 15 contact hours.

The course is self-paced. It is intended to be completed over a period of weeks, but it is on-demand so the learner can complete the course and materials at their own pace. 

Learners will have access to the course and materials through the CE expiration date to review or reference as needed.  

This nursing continuing professional development activity was approved by Oregon Nurses Association, an accredited approver by the American Nurses Credentialing Center’s Commission on Accreditation.

Course Description: 

The course includes over 15 hours of evidence-based instruction through videos, reading assignments, templates, worksheets, and audio/visual presentations.

Nurses, patients, and healthcare organizations are better off when nurses are financially literate and have financial well-being.

In the Nursing Economic$ Journal article May/June 2021 "Nurses Leaders and Financial Literacy: Learning to become the CFO of Me" the need for financial education for nurses is captured in one sentence: "A pervasive lack of financial literacy (knowledge and skills to make informed financial decisions including debt, investments, budgeting, etc.) is a problem in the nursing profession."

Stress and Burnout are also problems. According to the American Nurses Association, stress is one of the most impactful issues nurses face today. It negatively impacts nurse’s well-being, patient care, patient outcomes and the financial well-being of healthcare organizations. 

In January 2020, ANA added financial health to the Healthy Nurse, Healthy Nation definition. Financial stress is well documented as the number one stressor for all Americans. Employee wellness programs often focus on physical and mental health, yet their effectiveness is not clear. According to Brightside, financial stress impacts every aspect of wellbeing. By addressing financial well-being, it is clear employers can boost productivity, reduce turnover, and positively impact every other wellness domain: mental, physical, and emotional health.

Fidelity conducted a study in 2021 based on account data and interactions with thousands of nurses. The results were concerning: Median Student loan debt $40-$55k, average retirement balance only $90K, only 50% highly engaged with Fidelity Assistants, 1in 4 have financial stress, 61% overwhelmed by lack of emergency savings, and 46% worry about debt. 

According to CNBC as of Feb 2023 62% of Americans report living paycheck to paycheck. There are similar statistics for the number of Americans with no financial plan. 

The Global Financial Literacy Excellence Center has tracked financial literacy for years and conducted multiple studies, they find not only is "financial illiteracy widespread, but it is particularly severe among women." The nursing workforce is approximately 85% women.

By addressing financial literacy nurses can improve their nursing practice, patient care, personal health, their own financial well-being and their organization’s! 

Learning Objectives:

Each objective has several sub-objectives and topics (see course curriculum for all topics covered).

1. Describe why Financial Well-Being is important for Nurses.

2. Identify key components of Financial Literacy & Resilience.

3. Demonstrate how to calculate important Personal Finance Ratios & Equations.

4. Demonstrate how to create a Cash Flow Statement & Budget.

5. Explain how to use the Nursing Process to create a personal financial plan

6.. Discuss In-Depth Strategies to reach goals manage finances, save, and invest.

7. Identify how to seek expert and professional guidance effectively. 

Nurses who complete the course, worksheets and templates will have a personalized comprehensive financial plan to achieve and maintain financial well-being. 

Nurses will also understand how to take advantage of typical employer benefits and contract provisions often underutilized and/or misunderstood.

Requirements for Successful Completion of this Educational Activity

To obtain a CE certificate for this activity, the learner must complete the following criteria:

• Complete all course sections and watch 90% of videos.
• Complete the course evaluation with name and valid email by 07/03/2026.

Participants who successfully complete the above requirements will receive a printable CE certificate at the end of the course or by email.  

Financial Relationship Disclosures

None of the planners or presenters (Dan Richmond and Ketura Richmond) of this activity have relevant financial relationships with ineligible companies to disclose.